This morning I thought, “I’ll write a blog about why credit unions are so great for the American consumer, and most banks, especially the big banks, are not.”  But then I realized, “Most of our readers are probably credit union members; so, I would be preaching to the choir.”  Regardless, I really wanted to blog on this topic; after all, it is one of my personal passions.  So, I thought on it a bit longer, and finally, it came to me! 

I wonder if “the choir” is singing the credit union’s praises to the world around them.  And if they are, are they singing loud enough, clear enough and in tune enough, for the world to hear and understand their message?  And, what if they aren’t?

To make sure we’re all ready to sing, “Let the credit union choir practice begin!”  Why?  As credit union members, it is our honor and privilege to tell others how our credit unions partner with us to help us achieve our financial goals.  We must share how they look out for “the Little Guy,” rather than scheming to make big profits for themselves, like the big banks.  And above all else, seize the moment!  When our friends, family and co-workers are complaining about how bad their banks are treating them, we must tell them that there is a better solution!  We must sing the praises of our world’s credit unions!  (Yes, credit unions are world-wide!  Check out the World Council of Credit Unions’ website. – It is way cool!)

So, let’s warm-up our voices and join the singing, by sharing the credit union difference!  Please take a moment to share your thoughts on what makes credit unions so great.  Why did you choose to join a credit union over opening an account at a bank?  How have credit unions helped you?  What are some of your most memorable credit union-related moments?

I look forward to hearing your voices and the beautiful credit union choruses, filling the air!

In pursuit of truth,

Angel Bryan

I decided to throw in the kitchen sink when I was planning a home improvement project.  The meaning behind the phrase “everything but the kitchen sink” is that if you brought many things to someone, a kitchen sink is one of the last things you would bring because it is difficult to move.   My plumbing skills would probably not get me as far, so I agree.   That is why I hired a contractor to complete the project! Read the rest of this entry »

Most of us are getting ready to send our children back to school, and many of us have put off the dreaded “back-to-school” shopping until now.

Whether our children are going to college or to kindergarten, there is always a list of items needed that seems to put a hole in our wallets.

Back-to-school shopping frustrates most of us as it becomes more and more expensive every year. With the change in the current economy, you would think there would be a discount provided for education.

Well, there is – S.C.’s Sales Tax Holiday this Friday through Sunday.

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When cleaning out your closet or dresser, what are you supposed to do with your old, worn out clothing?  What do you do with that beautiful linen tablecloth that you can’t get the stains out of?  In my house, we save money by recycling these items, using them as dust rags, cleaning cloths for our automobiles, or for cleaning up large spills.  After repurposing these old, worn out and stained items, we throw them away knowing that we’ve put them to good re-use and saved a few dollars, in the process.  However, recently I learned that our repurposed cleaning rags can be used a third time to create donation dollars for the Pilgrims’ Inn.

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